Arizona SR-22 Insurance
If you need SR-22 insurance in Arizona, the experienced team at Select Insurance Group has your back. We compare rates to get our customers the best plan for their situation. Count on Select Insurance Group to set you up with an insurance plan that makes navigating Arizona’s license renewal requirements manageable.
What Is Arizona SR-22 Insurance?
The Arizona Department of Transportation (ADOT) will require you to obtain SR-22 coverage before it reinstates your driver’s license after certain road-related convictions. Rather than auto insurance, SR-22 is a plan informing the state that you have at least the minimum liability coverage for your situation. ADOT will require you to hold an SR-22 for three years from the date of your license suspension.
Who Needs SR-22 Insurance in Arizona?
You will need to have your insurance company file an SR-22 form on your behalf in order for ADOT to restore your driver’s license after a serious road offense. Some of the most common circumstances that necessitate SR-22 insurance in Arizona are:
- Driving under the influence (DUI) or driving while intoxicated (DWI)
- Vehicular assault
- Excess points on your license
- Driving without auto insurance
- Involvement in an accident causing injury or death
Arizona SR-22 Requirements
Arizona offers two options if you need to provide proof of financial responsibility after a driving offense. One option is obtaining a certificate from the Arizona Treasury Office, which confirms cash or certificate deposits of $40,000. The other option is to couple your insurance with SR-22 liability coverage. You must maintain your SR-22 certification for three years. Canceling your insurance or allowing it to lapse will restart the three-year time frame.
Your SR-22 insurance must meet three financial criteria:
- $15,000 in bodily injury coverage per person involved
- $30,000 in bodily injury coverage per accident
- $10,000 in property damage coverage
If you do not own a vehicle but plan to drive after a relevant violation, Arizona will require non-owner SR-22 certification.
How Do I File an SR-22 in Arizona?
Filing an SR-22 is your insurance company’s responsibility. As the driver, you must obtain a premium that includes SR-22 liability insurance. The insurance provider will send all necessary documentation to the state, as well as updates if your insurance lapses or if you cancel your plan.
How Much Does an SR-22 Cost in Arizona?
Arizona does not set a price for adding SR-22 certification to an insurance plan. However, your insurance rate will increase. The cost an SR-22 will add to your insurance increases depends on a few factors, including:
- The nature of your violation
- Your previous driving history
- Your credit score
- The type of vehicle you drive
- Your age
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Get a free online personalized quote and learn more about coverages, money-saving discounts, and more.
Contact Our Licensed Insurance Agents
Our licensed SR-22 insurance agents are here to answer all your questions and take your application over the phone. Call us at (855) 438-7353.
Why Choose Select Insurance Group?
Needing to obtain SR-22 coverage can be daunting, which is why it’s helpful to have a reliable insurance company in your corner. At Select Insurance Group, we connect drivers with the most affordable insurance packages that meet Arizona’s SR-22 requirements. Our team will gather quotes from numerous insurance companies so you can find the best option for your situation.
*The information provided on this website has been developed by Select Insurance Group for educational and informational purposes. We do our best to ensure that this information is current and accurate, however the information might not be applicable to all situations. Coverage and rates subject to terms, conditions and availability. Policy issuance is subject to qualifications.