Illinois SR 22 Insurance
Select Insurance Group is an Illinois SR 22 insurance provider you can trust to find the best rate for your situation. Get in touch to learn more about our SR 22 packages and get a quote.
What Is Illinois SR 22 Insurance?
The state of Illinois is one of many that require those with severe traffic offenses to provide proof of liability insurance before reinstating a suspended driver’s license. An SR 22 is a form you file through your insurance company proving that your insurance meets the state’s requirements.
An SR 22 is not auto insurance. Instead, it is a form associated with your insurance plan that proves you possess liability coverage. Some insurance providers will not provide SR 22 coverage, so you may need to obtain a new plan when filing an SR-22.
The Illinois Department of Transportation (IDOT) requires an SR 22 from those convicted of offenses like:
- Driving without insurance
- Vehicular assault
- Driving while intoxicated (DWI)
- Driving under the influence (DUI)
- Reckless driving
Illinois SR 22 Laws and Requirements
IDOT requires any person convicted of the offenses listed above to file an SR 22 before the state will restore their driver’s license. You must retain your SR 22 coverage for three years without a lapse. Canceling your insurance early will result in an immediate license suspension, and the three-year period will reset.
Your SR 22 will serve as proof that your insurance’s liability coverage meets the following minimum requirements:
- Coverage for bodily injury per person: $25,000
- Coverage for bodily injury per accident: $50,000
- Coverage for property damage: $20,000
You can find more on IDOT’s SR 22 laws from the Illinois Secretary of State’s office.
How Much Does an SR 22 Cost in Illinois?
The cost of your SR 22 insurance will vary with the insurance provider. Other influential factors include the nature of your offense, the type of vehicle you drive, your age and more. You will pay a small fee to your insurance provider to file the SR-22. Adding an SR 22 to your insurance plan can raise your premiums by as much as 50% for the next three to five years.
How Do I File an SR 22 in Illinois?
You file an Illinois SR 22 by signing up for a compatible plan with an insurance company. The insurance company will send SR 22 confirmation to IDOT on your behalf and will update IDOT if you change or cancel your plan. You have 90 days to file an SR 22 from the time your receive notice from the Secretary of State.
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Contact Our Licensed Insurance Agents
Our licensed SR 22 insurance agents are here to answer all your questions and take your application over the phone. Call us at (855) 438-7353.
Why Choose Select Insurance Group?
When IDOT requires you to file an SR-22, you may feel confused about your next steps or concerned about your pending insurance increase. Working with a dependable insurance company like Select Insurance Group can help you navigate the process. We have years of experience providing SR 22 services in Illinois. We’ll ensure your plan meets all of IDOT’s requirements so you can get back on the road. Plus, we’ll sort through numerous plans to provide the best Illinois SR 22 insurance quotes for your situation.
*The information provided on this website has been developed by Select Insurance Group for educational and informational purposes. We do our best to ensure that this information is current and accurate, however the information might not be applicable to all situations. Coverage and rates subject to terms, conditions and availability. Policy issuance is subject to qualifications.