Washington Non-Owner SR-22 Insurance
Do you have SR-22 requirements you must satisfy in Washington state, but you don’t own a vehicle? Non-owner insurance coverage can meet those SR-22 needs while also costing less than other insurance policies. Select Insurance Group has the tools you need to pursue the reinstatement of your license by submitting an SR-22.
We specialize in high-risk auto insurance. You can connect to many providers by requesting quotes through our online tool and comparing prices to find the best Washington non-owner insurance policy. See what a difference shopping around can make in your budget.
Do You Need an SR-22?
An SR-22 isn’t an insurance policy, but it is necessary for high-risk drivers in Washington. The SR-22 is a certificate that tells the Office of the Insurance Commissioner that you have obtained the minimal liability insurance required by the state. All drivers must get auto insurance whether they own a vehicle or not.
You only need an SR-22 if the state suspended or revoked you license because of high-risk driving behaviors, such as:
- Driving under the influence (DUI).
- Driving with a suspended license or without proof of insurance.
- Incurring multiple moving violations during a short period.
- Reckless driving.
You can purchase non-owner insurance if you don’t own a car but you continue to drive. For example, you might rent a vehicle when you travel on vacation or borrow a friend’s car to run errands. You can’t use non-owner insurance to cover a car you frequently drive that belongs to your spouse or any other car you use regularly.
Non-Owner SR-22 Insurance Requirements in Washington
Non-owner insurance policies only cover damage to people and property. They won’t cover the vehicle you drive like an owner’s insurance policy would. Every state sets a minimum liability coverage for all drivers, which means you must carry at least this much coverage on your policy. In Washington, the minimum levels are as follows:
- Property damage: $10,000
- Bodily injury per occurrence: $50,000
- Bodily injury per person: $25,000
Washington Non-Owner SR-22 Insurance Costs
You will quickly see that non-owner car insurance costs less than owner insurance. You may not even have a deductible for your policy. Carriers base pricing on various factors, such as your age, driving history and location. Non-owner SR-22 insurance is secondary insurance but does not provide vehicle coverage in itself. You will need to pay for SR-22 in addition to your regular insurance costs.
SR-22 non-owner insurance usually costs around $25 per month. Select Insurance Group can often find even lower rates. We gather quotes from multiple providers, allowing you to find the one that matches your needs.
Get a Quote NOW That You Can Trust
Get a free online personalized quote and learn more about coverages, money-saving discounts, and more.
Contact Our Licensed Insurance Agents
Our licensed SR-22 insurance agents are here to answer all your questions and take your application over the phone. Call us at (855) 438-7353.
Get Washington Non-Owner Insurance Quotes Today
Regardless of your driving history, getting your SR-22 certificate doesn’t have to be a hassle when you use our free service. You can get started by typing in your zip code to begin generating quotes. Fill out our online quote form or call (855) 438-7353 to learn more.
*The information provided on this website has been developed by Select Insurance Group for educational and informational purposes. We do our best to ensure that this information is current and accurate, however the information might not be applicable to all situations. Coverage and rates subject to terms, conditions and availability. Policy issuance is subject to qualifications.