Illinois Non Owner SR22 Insurance

Illinois Non Owner SR22 Insurance – Whether you live in Chicago or a suburb of the windy city we can help you find cheap non-owner SR22 insurance in Illinois. Drivers who may not own a car but still need to file SR22 insurance in IL can compare rates online using our free service. The process is fast, easy and free plus you can get your SR-22 form filed today.

We partner with trusted insurance companies to offer the most affordable auto insurance in Illinois. All drivers can get low-cost SR22 insurance whether they own a car or not. Start now by entering your zip code above then click “Get Quotes”. A list of companies in your area will be displayed and you can compare rates online with each company.

Illinois SR22 Insurance Requirements

Illinois has minimum liability limits that each driver must meet in order to operate a motor vehicle. If you don’t own a car it is the same limits as someone who owns a car but they may have additional coverage for the vehicle. Liability limits protect other drivers in the event of an accident and provide bodily injury and property damage coverage. Illinois state insurance minimums are as follows:

Bodily Injury Per Person Bodily Injury Per Occurrence Property Damage
$20,000 $40,000 $15,000

It is required to have proof of auto insurance in the event you are stopped by a police officer. As of 2013 Illinois now accepts electronic proof of insurance such as an app on your smartphone that shows current coverage. SR22 insurance is a financial responsibility filing with the state which requires insurance companies to notify them if the policy is cancelled. It is important to continue coverage even if you are switching to another carrier. Make the change first and then cancel the old policy after the effective date.

How much is non-owner SR22 insurance in Illinois?

When you file an SR22 in Illinois it is usually because of revocation of license or failure to maintain liability insurance. The revocation of your driver’s license could be from an accident or traffic violations that exceed state levels and this could be the largest increase in auto insurance premiums. The cost of an SR-22 is only about $25 to file the form with the state but the true cost is the reason you need to file it.