Idaho SR 22 Insurance
The state of Idaho will require you to file an SR 22 with a suitable insurance company before lifting your driver’s license suspension. Select Insurance Group helps Idaho residents find the most affordable Idaho SR 22 insurance plan for their situations. Get in touch to learn more about our SR 22 offerings for Idaho drivers.
What Is Idaho SR 22 Insurance?
Like many other states, Idaho requires a person to obtain SR 22 insurance in order to have a driver’s license suspension lifted. However, rather than a type of insurance, an SR 22 is the certification that your insurance meets the state’s requisite liability coverage level. You file an SR 22 form through your insurance company, and they send confirmation to the Idaho Transportation Department (ITD).
Who Needs SR 22 Insurance in Idaho?
You will need an SR 22 plan in Idaho if you have had your license suspended after a severe traffic offense. Some of the most common violations that lead to a license suspension include:
- Driving while intoxicated (DWI)
- Driving under the influence (DUI)
- Vehicular assault
- Hit and run
- Accumulation of too many license points
If you do not own a vehicle but need to file an SR-22, there is a separate non-owner SR-22 process for liability insurance without an auto insurance package.
How Long Do You Need an SR 22 in Idaho?
If the state requires you to file an SR-22, you will need to maintain your plan for at least three years from the date of your conviction. A lapse in coverage or early cancellation will restart the three-year period, and you will need to pay any related fees again.
Idaho SR 22 Requirements
In addition to the duration for which Idaho requires you to maintain your SR 22 insurance, the plan must meet these minimum requirements:
- Bodily injury per person: $25,000
- Bodily injury per incident: $50,000
- Property damage per incident: $15,000
How Do I File an SR 22 in Idaho?
Your insurance company will file the SR 22 for you when you sign up for a plan. The insurance company will also provide the ITD with any updates regarding your coverage, including lapses or premature cancellations. Not every insurance provider offers SR 22 insurance, so you may need to change your plan to obtain the certification.
How Much Does an SR 22 Cost in Idaho?
Filing an SR 22 form will cost $15 to $20. Additionally, adding the SR 22 to your insurance plan will increase your rate for the next three to five years. The exact increase in your rate will depend on the insurance provider you choose.
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Contact Our Licensed Insurance Agents
Our licensed SR 22 insurance agents are here to answer all your questions and take your application over the phone. Call us at (855) 438-7353.
Why Choose Select Insurance Group?
Acquiring an SR 22 plan can add to the stress you’re already experiencing when attempting to lift your license suspension, so put your situation in a reliable insurance provider’s hands. Select Insurance Group has years of experience navigating Idaho’s SR 22 insurance laws and market. We’ll gather quotes from multiple companies to ensure you get the best rate for your situation. Our compassionate team will work diligently to connect you with an affordable plan that meets all of Idaho’s requirements.
*The information provided on this website has been developed by Select Insurance Group for educational and informational purposes. We do our best to ensure that this information is current and accurate, however the information might not be applicable to all situations. Coverage and rates subject to terms, conditions and availability. Policy issuance is subject to qualifications.